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Episode 08: Speculate to accumulate

Fadi has spent most of the money that Johnny and Harry invested. Can he convince them to put in more capital again?

Do the Preparation task first. Then listen to the audio. Next go to each Task and do the activity. If you need help, you can read the Transcript at any time.


Before you listen

We suggest you do the vocabulary activity below before you listen. Then listen to the episode and do the first tasks to check your understanding. Finally, practise some vocabulary and grammar.



All: Hooray! Welcome back, Tony!

Tony: Erm, cheers, thanks.

Magda: How are you feeling?

Tony: Much better, thanks. All well now.

Johnny: Good to hear!

Harry: Carlos will be happy! He doesn’t have to work here any more ...

Tony: Actually ...

Carlos: Yeah?

Tony:  I was wondering, sometimes it’s useful to have an assistant, you know, someone to help out from time to time ...

Carlos: Sure.

Tony: So, would you like to stay on for a bit?

Carlos: Just part-time?

Tony: Just part-time, yeah.

Carlos: Well, you know that really I want to open my own restaurant.

Tony: Yeah ... Well, this will give you good experience!

Carlos: I guess so. Why not? Sure!

Tony: Great! Thanks, Carlos!

Olivia: That is the first time I’ve ever heard Tony say “thanks” to anyone!

Harry: So, Fadi, how’s our business coming along?

Johnny: Yeah – are we millionaires yet?

Fadi: Erm ... Well, I’ve got a bit of news for you there ...

Harry: Doesn’t sound good.

Johnny: What’s going on?

Fadi: Well, I’ve had a bit of a problem raising the initial capital ...

Harry: So we can’t start?

Fadi: Well, not exactly ... I mean, I have invested – that is, spent – some of the money already.

Johnny: What on?

Fadi: Publicity, setting up the website, you know – important things!

Harry:  But ...?

Fadi: Well – it’s business, isn’t it? If we don’t get more money, we can’t go on ...

Johnny: And in the meantime you’ve spent the money we gave you to invest!

Fadi:  You’ve got to speculate to accumulate! Be patient – we’ll still be successful!

Harry: If we don’t, I’ll be joining Carlos working in this café!


Language level

Intermediate: B1


Thanks for the Episode, I'm accumulating a little more knowledge of English.

''Tony: Yeah ... Well, this will give you good experience!'' It sounds rather''Tony: Yeah ... Well, this will give you great experience!''Do I hear it correctly?
Tanks a lot all you great Team.

Hi nikoslado
I hear 'good experience' at 1:14 in the recording.
All the best
The LearnEnglish Team


Hope this comment find you well all.
I have one question if do't mind .
"gradually increase the a mount of money that you have"
"gradually increase the a mount of money you have"
i have a bit of confusion when i use this word "that" i always use it .
but i don't know its rule .
could you explain to me .

thanks & regards

Hello mohammedalzomr4,

Your sentence contains an example of a relative clause and the word 'that' is the relative pronoun which introduces it. Sometimes the relative pronoun can be omitted so your question is really 'When can we omit the relative pronoun in a relative clause?'

The answer to this is as follows:

We can leave out the relative pronoun when the relative clause is a defining relative clause and the relative pronoun is the object of the verb in the clause and not the subject.

We have a number of pages on this topic which will provide more information and examples:

defining relative clauses

relative clauses


I hope that helps to clarify it for you.


Best wishes,


The LearnEnglish Team

thanks for reply it make sense .
best regards

Thank you very much

Thank you for the videos! Really great and helpful!

Thanks for this great video. I'm freelancer designer and I've to chat with my clients so I decided to improve my English from site.